I have always loved Creativity By Crystal's Blog.. I love her cute funky layouts and the papers and embellishments she creates. They are all really good. She has just started a new template serious where you can either use it as a template and add your own papers, or you can use the layout as is and just add your photos for a quick page.
Most of her products are over at Jessica Sprague's website. The 2 i did below, are were only a $1.00 for the templates ( so cheap). The first one i added my own papers... The second one is the template as is and i just added my photos.. gotta love that!!